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There are several other ways in which credit card issuers calculate the monthly interest payment, including the previous balance method and the adjusted balance method, though they aren't used all that often. Debit card not acceptable. This tends to be a very handy perk to have in situations where the card is stolen, the holder has unknowingly made a transaction with a fraudulent merchant, or when disputing a transaction.
Generally, the better a person's credit score, the better the range of credit cards they will qualify for. Types of purchase protection vary from network to network, and purchases must be made on the specific credit card in order for protection to apply. These perks are generally found more with travel rewards cards.
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